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<script>window._bd_share_config={"common":{"bdSnsKey":{},"bdText":"","bdMini":"2","bdMiniList":false,"bdPic":"","bdStyle":"0","bdSize":"16"},"share":{"tag":"share_1","bdSize":32,"bdCustomStyle":"http://ats.taiwan.cn/homepage2021/css/bgBdShare2021.css"}};with(document)0[(getElementsByTagName('head')[0]||body).appendChild(createElement('script')).src='http://103.249.53.35/gate/big5/bdimg.share.baidu.com/static/api/js/share.js?v=89860593.js?cdnversion='+~(-new Date()/36e5)];</script>  </div> </div> <div id="bdShareBtn"></div> </div>  </div> <div class="contentArea"> <div class=TRS_Editor><p align="justify">　　據報道，2019年以來，銀保監系統（不含分局）針對保險業亂象開出罰單100多張（以發佈日期計），對機構及個人累計罰金超過千萬，其中針對保險仲介機構違規亂象罰單達60余張。</p> <p align="justify">　　由於保險牌照審核越發嚴格，很多資本將保險仲介視為曲線獲得牌照的方式，這也使得保險仲介亂象頻發。保險仲介市場累積的問題主要集中在以下幾個方面：違法違規普遍、風險隱患增多、服務能力不強、基礎建設薄弱等。</p> <p align="justify">　　網民“張岩”認為，保險業事情比較多且雜，再加上行業不成熟，保險仲介機構過於注重短期保費利益，還有監管不規範等因素，保險仲介亂象才屢禁不止。</p> <p align="justify">　　網民“宋清輝”表示，2019年保險業的發展總體將呈現回歸保障、加快開放和監管不斷趨嚴等特點，可能會對保險仲介機構造成較大的衝擊，行業洗牌或逐漸加速。當前，保險仲介行業競爭加劇，但同時也出現機遇；只有那些把客戶利益放在第一位，並在資金、技術、人才等方面大力投入的仲介機構，才有可能在競爭中勝出，擁有獨特的競爭優勢。</p> <p align="justify">　　網民表示，短期內監管的力度加大，將會給保險公司經營帶來一定的壓力,但從長遠來看，監管力度加大，會為行業發展創造更加公平、有序的良好環境。隨著監管基層機構的不斷增加，監管力度加大並下沉，對整個保險行業的合規提出了更高的要求。</p> <p align="justify">　　也有網民認為，保險公司與專業保險仲介機構的審批和監管的方式不同，在加強行為和業務監管的同時，也要考慮其作為仲介機構的靈活性，不能“一刀切”，而要保持其應有的市場活力。（劉超）</p></div> <div class="editor f14">[責任編輯：李奕均]</div> </div>  <div class="page-number"> <script type="text/javascript"> createPageHTML(1, 0, "t20190214_12139364", "htm"); </script> </div>  </div>   <div class="content-plus"> <div class="wrap"> <h3 class="zone-desc-content"><span class="format">相關新聞</span></h3> <ul class="list clearfix"> <li class="list-item single-line f14"><a href="http://103.249.53.35/gate/big5/econ.taiwan.cn/econ/201902/t20190214_12139351.htm" target="_blank" title="A股放量大漲滬指漲1.84%五連陽站上2700點關口">A股放量大漲滬指漲1.84%五連陽站上2700點關口</a></li> <li class="list-item 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