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class="bds_tqq" data-cmd="sqq" title="分享到QQ好友"></a> <a href="#" class="bds_qzone" data-cmd="qzone" title="分享到QQ空間"></a> </div> <script>window._bd_share_config={"common":{"bdSnsKey":{},"bdText":"","bdMini":"2","bdMiniList":false,"bdPic":"","bdStyle":"0","bdSize":"16"},"share":{"tag":"share_1","bdSize":32,"bdCustomStyle":"http://ats.taiwan.cn/homepage2021/css/bgBdShare2021.css"}};with(document)0[(getElementsByTagName('head')[0]||body).appendChild(createElement('script')).src='http://103.249.53.35/gate/big5/bdimg.share.baidu.com/static/api/js/share.js?v=89860593.js?cdnversion='+~(-new Date()/36e5)];</script>  </div> </div> <div id="bdShareBtn"></div> </div>  </div> <div class="contentArea"> <div class=TRS_Editor><p>　　中國東方資產管理股份有限公司10日發佈的2019年度《中國金融不良資產市場調查報告》指出，2019年，我國商業銀行不良貸款餘額、不良貸款率將出現“雙升”態勢，未來3至5年銀行業不良資產的緩慢上升將是一個大概率事件;銀行業新增不良資產最顯著的行業或將集中在建築和房地產業，但製造業的不良貸款仍然值得關注。</p> <p>　　報告指出，商業銀行受訪者認為2019年貨幣政策走向整體有利於商業銀行信貸資產品質的改善，但錯綜複雜的國內外環境和經濟下行壓力，會對銀行信貸資產品質產生不利影響。與此同時，商業銀行賬面不良率普遍被低估，不能充分體現實際信貸風險。預計2019年我國商業銀行關注類貸款遷徙率在20%-40%，不良貸款見頂時間在2020年或以後，銀行關注類貸款規模變動大體同步。</p> <p>　　在當日舉行的金融風險防控高峰論壇上，國家金融與發展實驗室副主任曾剛表示，從數據上看，未來一段時間銀行賬面上的不良貸款餘額和不良貸款率仍會上升，這主要是由於銀行對不良貸款的統計口徑逐漸趨嚴。</p> <p>　　中信銀行法律保全部總經理魏安義表示，伴隨著資管新規的落實，表外資產或將成為新增不良的一個主要來源。</p> <p>　　中國東方總裁鄧智毅也建議，擴大AMC(資產管理公司)不良資產收購範圍，適度降低AMC在市場化債轉股等股權投資監管資本佔用的權重，適當放開在救助問題金融機構過程中“兩參一控”的限制，允許AMC階段性持有多個金融牌照等，促進資產管理公司更好地發揮防範化解金融風險、支援供給側結構性改革的獨特作用。　　　　　　　　　　</p></div> <div class="editor f14">[責任編輯：王怡然]</div> </div>  <div class="page-number"> <script type="text/javascript"> createPageHTML(1, 0, "t20190411_12155582", "htm"); </script> </div>  </div>   <div class="content-plus"> <div class="wrap"> <h3 class="zone-desc-content"><span class="format">相關新聞</span></h3> <ul class="list clearfix"> <li class="list-item single-line f14"><a href="http://103.249.53.35/xwzx/PoliticsNews/201904/t20190402_12153329.htm" target="_blank" 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