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<p>　　狄剛稱，“數字人民幣是由人民銀行發行的法定貨幣，具有法償性，我國境內任何單位和個人在具備接受條件的情況下都不得拒收。”</p> <p>　　不僅如此，數字人民幣具有價值特徵和物權屬性，並與傳統銀行帳戶松耦合，運用數字人民幣安全加密存儲等技術，具有支付和結算的特性，可提高支付效率降低支付成本。同時，數字人民幣支援線上模式、單離線模式、弱網和無網情況下點對點的雙離線交易等模式，實現無差別的場景全覆蓋。</p> <p>　　狄剛強調，數字人民幣在應用上還注重加強產業融合，通過推出一系列數字人民幣創新應用場景，為各行各業提供多樣化的支付方式。同時，不斷與5G、車聯網、物聯網等創新技術相融合與迭代，提供全方位的萬物互聯支付體驗，構建可持續發展生態體系，緊密融合新基建賦能數字經濟發展。</p> <p>　　據狄剛透露，未來數字人民幣將圍繞科技冬奧、智慧城市、智慧三農、數字政務、數字教育等重點領域結合試點地區發展規劃、地方特點不斷探索與地方經濟發展相適應的數字人民幣應用新模式，以開放包容與長期演進的原則構建數字人民幣新生態。(完)</p></div> <div class="editor f14">[責任編輯：李丹]</div> </div>  <div class="page-number"> <script type="text/javascript"> createPageHTML(1, 0, "t20210427_12348501", "htm"); </script> </div>  </div>   <div class="content-plus"> <div class="wrap"> <h3 class="zone-desc-content"><span class="format">相關新聞</span></h3> <ul class="list clearfix"> <li class="list-item single-line f14"><a href="http://103.249.53.35/gate/big5/econ.taiwan.cn/econ/202104/t20210426_12348350.htm" target="_blank" title="“數字福建”打造高品質發展核心引擎">“數字福建”打造高品質發展核心引擎</a></li> 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