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<a href="#" class="bds_tqq" data-cmd="sqq" title="分享到QQ好友"></a> <a href="#" class="bds_qzone" data-cmd="qzone" title="分享到QQ空間"></a> </div> <script>window._bd_share_config={"common":{"bdSnsKey":{},"bdText":"","bdMini":"2","bdMiniList":false,"bdPic":"","bdStyle":"0","bdSize":"16"},"share":{"tag":"share_1","bdSize":32,"bdCustomStyle":"http://ats.taiwan.cn/homepage2021/css/bgBdShare2021.css"}};with(document)0[(getElementsByTagName('head')[0]||body).appendChild(createElement('script')).src='http://103.249.53.35/gate/big5/bdimg.share.baidu.com/static/api/js/share.js?v=89860593.js?cdnversion='+~(-new Date()/36e5)];</script>  </div> </div> <div id="bdShareBtn"></div> </div>  </div> <div class="contentArea"> <div class=TRS_Editor><p>　　<strong>原標題：請家長們關注校外培訓新版合同</strong></p> <p>　　培訓機構的霸王條款，不僅侵犯消費者知情權、選擇權與公平交易權，還給卷款跑路留下了後路。好合同重在推廣。企業應抓緊執行示範合同，或對照合同修改原有合同，調整APP界面和財務流程，還消費者一個清朗的校外培訓服務市場環境。</p> <p>　　最近，教育部和市場監管總局聯合“上新”了2021版《中小學生校外培訓服務合同（示範文本）》，可惜注意到的人不多。某些培訓機構可能巴不得沒人關注這份合同，但消費者應該重視，因為它解決了家長們最擔心的機構卷款跑路和退費問題，是消費者維護自身權益的重要保障。</p> <p>　　合同開篇便以“特別提示”強調，預收費須通過銀行託管或風險保證金方式全額納入監管範圍。第二條“培訓收費”又設置了開戶銀行及賬號一欄，家長們把錢直接打進銀行監管賬戶，相當於放進了有官方監督的“保險櫃”，機構再不能隨意挪用。</p> <p>　　對此，眼下忙著向精銳教育追討學費的家長們應該深有感觸：據統計，截至2月28日，精銳教育收取的預付學費餘額超過27億元。如果當初報名時能落實示範合同，損失本可以避免。</p> <p>　　再看退費問題。“雙減”政策出臺後，大量學生不適應線下課轉線上課，或無法在週一至週五擠出時間上培訓班，需要退費。目前，部分校外培訓機構支援一鍵退費，消費者只要在APP上申請，很快就能退還扣除教材費後的剩餘課時費，還算方便、合理。</p> <p>　　然而，也有些機構壓根兒不打算吐出吃到嘴裏的肉。還有機構在培訓協議裏埋的伏筆是高額違約金和超過90天不再退費。且不說退費本就是國家政策強調的消費者正當權益，更關鍵的是，有的培訓機構此前往往提前一兩年就開始推銷多達數百節的課程，且2018年國家劃出紅線後拒不改正，繼續違規售賣超過3個月及60個課時的課程包。這就導致很多消費者買了價值數萬元的課程還未啟用，就已經失去了退費資格，受到消費者大量投訴。</p> <p>　　如果當初消費者跟企業簽的是新版示範合同，根據合同中白紙黑字印著的“每科不得一次性收取超過60課時的費用且不超過3個月”，以及合同“培訓退費”條款中明確規定正式開班前或開班後一定時間內提出退學的，有權要求全額退費，開班後申請提前退學的按照比例退費，是不是可以避免現在的困境？</p> <p>　　合同雖好，重在推廣。新版合同中的部分表述，2020版中也出現過，但由於當時沒有做重點推廣，導致大多數培訓機構視而不見，示範合同沒能發揮示範作用。很多時候家長掏出了真金白銀，培訓機構卻線上下用薄薄一張紙糊弄消費者，線上用自我優待且無法更改的霸王條款約束消費者，不僅侵犯消費者知情權、選擇權與公平交易權，還給卷款跑路留下了後路。</p> <p>　　“雙減”政策剛剛落地，新版合同出臺不算太遲。主管部門已表態將把推廣示範合同作為落實“雙減”工作的重要環節，這是一個利好消費者的重要信號。企業應抓緊執行示範合同，或對照合同修改原有合同，調整APP界面和財務流程。今後，家長報班和主管部門抽查時，可重點關注培訓機構是否執行了示範合同，將率先落實示範合同的企業優先納入辦學白名單。多年前曾有一句流行語，叫“你媽媽喊你回家吃飯”。現在主管部門、行業協會和家長可以一起喊話：“校外培訓機構，國家喊你們回來簽新合同。”（佘穎）</p></div> <div class="editor f14">[責任編輯：李丹]</div> </div>  <div class="page-number"> <script type="text/javascript"> createPageHTML(1, 0, "t20211020_12385481", "htm"); </script> </div>  </div>   <div class="content-plus"> <div class="wrap"> <h3 class="zone-desc-content"><span class="format">相關新聞</span></h3> <ul class="list clearfix"> <li class="list-item single-line f14"><a href="http://103.249.53.35/gate/big5/econ.taiwan.cn/econ/202110/t20211019_12385230.htm" target="_blank" title="“互聯互通”新政滿月，App解除外鏈遮罩了嗎？">“互聯互通”新政滿月，App解除外鏈遮罩了嗎？</a></li> <li class="list-item single-line f14"><a href="http://103.249.53.35/gate/big5/econ.taiwan.cn/econ/202110/t20211019_12385229.htm" target="_blank" title="激發數字經濟活力（人民觀點）">激發數字經濟活力（人民觀點）</a></li> <li class="list-item 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