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<script>window._bd_share_config={"common":{"bdSnsKey":{},"bdText":"","bdMini":"2","bdMiniList":false,"bdPic":"","bdStyle":"0","bdSize":"16"},"share":{"tag":"share_1","bdSize":32,"bdCustomStyle":"http://ats.taiwan.cn/homepage2021/css/bgBdShare2021.css"}};with(document)0[(getElementsByTagName('head')[0]||body).appendChild(createElement('script')).src='http://103.249.53.35/gate/big5/bdimg.share.baidu.com/static/api/js/share.js?v=89860593.js?cdnversion='+~(-new Date()/36e5)];</script>  </div> </div> <div id="bdShareBtn"></div> </div>  </div> <div class="contentArea"> <div class=TRS_Editor><p align="justify">　　解決民營企業融資難題，應結合民營企業融資需求特點深化金融體制改革，努力為民營企業提升綜合實力提供金融支援，採取多種方式增強民營企業融資可得性。</p> <p align="justify">　　在民營企業座談會上，習近平同志就解決民營企業融資難融資貴問題提出了具體要求。去年底召開的中央經濟工作會議也強調，解決好民營企業和小微企業融資難融資貴問題。落實好中央精神，切實解決民營企業融資難題，應進一步增強問題導向，做好深化金融體制改革、提升民營企業綜合實力、多方拓展融資渠道“三篇文章”。</p> <p align="justify">　　深化金融體制改革。民營企業融資難融資貴問題的產生，除了企業自身原因，還有金融體制機制等方面的因素。實踐表明，要解決民營企業融資難融資貴問題，必須深化金融體制改革，特別是針對融資需求的結構性特徵，深化融資供給側改革，更好為民營企業提供融資服務。針對部分民營企業因規模小、經營模式單一、經營資本和擔保能力不足導致融資難的情況，金融機構應改變思維方式、經營理念、業務流程，適度放寬融資條件，鼓勵民營企業聯合貸款，實現利益共用、風險共擔。改革和完善金融機構監管考核和內部激勵機制，把金融機構業績考核同支援民營經濟發展掛鉤，解決不敢貸、不願貸的問題，更好為民營企業提供融資服務。</p> <p align="justify">　　支援民營企業提升綜合實力。綜合實力是企業生存之本。應支援民營企業改進生產經營方式，不斷提高技術創新能力，在高品質發展上邁出新步伐。一是支援民營企業技術創新。通過發展風險投資、設立科創板等途徑加強對民營企業技術創新的金融支援。二是推動民營企業綠色發展。完善綠色信貸體系，支援綠色金融項目，豐富綠色金融產品，引導資金流向發展綠色產業的民營企業。推進綠色金融標準化工程，健全綠色金融發展的政策體系，促進綠色金融相關標準建設，支援民營經濟綠色發展。三是加強金融產品和服務創新。利用大數據等新一代資訊技術改革信貸流程，改進信用評價模型，提高貸款發放效率。</p> <p align="justify">　　拓展融資渠道。貫徹落實中央精神，確保金融機構在信貸政策、業務考核等方面平等對待民營企業與其他市場主體，將支援民營企業融資納入宏觀審慎評估，綜合利用貨幣政策工具，在銀行貸款、企業發行債券、股權融資等方面採取有效措施，為拓展民營企業融資渠道提供政策制度保障。擴大金融市場準入，發揮民營銀行、小額貸款公司、風險投資、股權和債券等融資渠道的作用，拓寬民營企業融資途徑。在宏觀審慎政策、貨幣政策、信貸政策等方面加大對中小型金融機構的支援力度，支援其建立普惠金融發展機制，切實發揮其在資訊蒐集、個性化服務等方面的比較優勢。採取提高直接融資比重、探索利用大數據完善徵信機制等多種措施，降低民營企業融資成本。金融機構應轉變觀念，堅持市場化定價原則，優化流程、縮短鏈條、壓縮成本，努力為民營企業提供更好的融資服務。</p> <p align="justify">　　（作者：北京師範大學 <span>李鄂賢</span>）</p></div> <div class="editor f14">[責任編輯：李奕均]</div> </div>  <div class="page-number"> <script type="text/javascript"> createPageHTML(1, 0, "t20190110_12130666", "htm"); </script> </div>  </div>   <div class="content-plus"> <div class="wrap"> <h3 class="zone-desc-content"><span class="format">相關新聞</span></h3> <ul class="list clearfix"> <li class="list-item single-line f14"><a href="http://103.249.53.35/gate/big5/econ.taiwan.cn/econ/201901/t20190110_12130661.htm" target="_blank" title="我國再次出臺減稅措施加大對小微企業支援力度">我國再次出臺減稅措施加大對小微企業支援力度</a></li> <li class="list-item single-line f14"><a href="http://103.249.53.35/gate/big5/econ.taiwan.cn/econ/201901/t20190110_12130658.htm" target="_blank" title="中國GDP“萬億俱樂部”望擴至17城東部佔比超七成">中國GDP“萬億俱樂部”望擴至17城東部佔比超七成</a></li> <li class="list-item single-line f14"><a href="http://103.249.53.35/gate/big5/econ.taiwan.cn/econ/201901/t20190110_12130659.htm" target="_blank" title="貫徹“四個最嚴”整治保健品市場亂象">貫徹“四個最嚴”整治保健品市場亂象</a></li> 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